Phonepe Se Loan Kaise Le 2024
If you are in need of a loan and you are not getting it from anyone, then now you do not need to take tension. In this post, we are going to tell you how you can take a loan of Rs 15 lakh through an app on your phone. The loan will be transferred to your bank account in just 5 minutes and now you will not need to go anywhere to take this loan. The loan will be provided to you from your mobile phone sitting at home in just 5 minutes. What about this loan? What interest rate is going to be charged, what documents are going to be required, what is its process, in this post we are going to tell you everything completely. If you want to see this post completely, then friends, if you want to take a personal loan to do it then read this post completely. If you see this post completely then you can take loan in a very simple way.
What Is Phonepe
Friends, you must be aware that in today's online era, there are many UPI applications running in which one of our applications is called Phonepe. You can easily contact any person by running this application on your mobile phone. You can send money sitting at home or even take money from it. You do this in the form of UPI ID and within this you have to create your account etc. and this is how your Phonepe application works. And if you want, you can even take a loan sitting at home, so this application on your phone is a very good app for you people, you can use it for UPI.
How To Download Phonepe
So friends, if you people also want to run your Phonepe application on your mobile phone and want to take a loan from it, then the first thing you people have to do is to download it from your Play Store on your mobile phone. If you people have a phone of any company, then you people get to see App Store or Play Store on your mobile phone, inside it you people have to search by typing phonepe, you people search it by typing it on the phone. So, you people get to see your application, which you people can easily download by clicking on it on your mobile phone. After downloading, you people have to open it on your mobile phone. After opening it, you people Like so I can do it with ease
How To Create Phonepe Account
To create an account on the phone, first of all you guys have to open your app. After opening it, now you guys have to open it. First of all you have to login into this app by entering your mobile number. So let's enter the mobile number. So while creating an account, you people have to enter a mobile number here which is active in your mobile number and if you enter your mobile number on your phone while creating an account, then an OTP is sent on it. Inside, you people have to verify by entering the OTP. After verification, your account is ready in front of you, after that you people get to see many options here and inside it you people You have to add your bank account etc. and your account is ready.
How To Take Loan From PhonePe
To take a loan from the phone, first of all you have to open your app and as you scroll down, friends, see here that the phone is sponsored by a sponsor, a link has been given for a big loan. So now what you have to do is that you have to click on the big loan that is visible here. After clicking, the next interface opens like this, here you have to type your mobile number, here you have to type the loan amount. You have to type how much loan you want to take. First of all you have to type the loan amount here. Friends, from here you are provided loan ranging from Rs 1000 to Rs 15 lakh in a very easy way. can take loan
So whatever loan you want to take, you have to type the loan amount here, so let us type the loan amount here, ₹ 100000, type your personal email ID here, click on the Next option and like you mobile Type the number here, an automatic OTP is sent to the number and you have to fill the OTP here, after that an interface like this opens and you get to see two options here. The first option is available here to see personal loan and the second option is available here to see business loan. The loan you want to take has to be selected here. If you want to take a personal loan to do it personally, then here But Personal Loan is visible, you have to select this option, now you get to see three options here, here you have been asked whether you work or do business or are you a student, whatever is here. But first of all we have to select, so we have selected the job.
So now here you have been asked whether the salary you get is received in the bank account or how you get it, then you get it in any way. Here first of all you have to select it, after that the next page opens like this. First of all, here you are being asked to select the company type, in which company you work, in which sector you work, in government sector or public sector or private sector. Select the option in which you work. What to do: Here you have to type the name of the company in which you work. Here you have to fill up the address of the company in which you are working. Here you have to fill up the pin code number of the area of the company. Type in how many years you have been working in this company.
First of all, you have to select the ad here, after that friends, here you have to type the post you work in the company, type the name of the post, click on the Next option, after that the next page opens. In which you have to fill up your personal details, then first of all select the date of birth here, select the gender, how educated you are, select the qualification here, type your PAN number here, first name. Type the last name and click on the next option. Here you have to fill the communication address. So first of all select here whether the house in which you are living is your own or partner's or Whatever you live on rent, here you have to first select the address at which you are living. For how many years are you currently living here? First of all, you have to select the airport. Presently, you have to select the address at which you are currently living. Type the pin code number of the area you are living in and click on the next option.
Now here you have to type what is your monthly income. First of all type the monthly income here. After that first of all enter your bank here. You have to select the name of the bank in which you want to join the loan. You have to select the name of the bank here first, after that look here and say that it is more. That if you want to avail the benefit of credit card, then here you have to select 'Yash', if you do not want to avail then you have to select 'No' option, after that now what you have to do is seen here. Submit Submit Just like you click on the submit option, then friends, now you have to wait for a few seconds and friends, look here, in this way it should be told that your application has been accepted.
Phonepe Loan Eligibility
To take a loan from PhonePe, first of all you have to have the eligibility that you must have PAN card and Aadhaar card of the country or state in India in which you live, apart from this you must have Indian citizenship. It is necessary to have and apart from this, your age should be between 18 to 60 years, only then you can get loan through phone application. If you do not complete all these eligibility criteria then Phonepe company will not be able to give you loan. If the applicant refuses and also reacts to your applied form, then to take the loan, you should keep all the eligibility criteria complete, only then you should apply for the loan.
Phonepe Personal Loan Interest Rate
The interest rate charged on the loan available through Phonepe application depends on your civil score. The better your civil score, the interest rate is charged on you or the bank from which you are applying for the loan. You should have a good CIBIL score in the bank, only then you can get the good interest rate that the company gives and you can easily repay it in installments.
Conclusion
So friends, in this post I have told you how you can easily take a personal loan sitting at home through your PhonePe and how you can repay everything. Told people inside this post, so if you liked this post and you want to read more posts then stay connected with our blogger page. That's all in this post. See you in another post till when. good bye for
