What is Bajaj Finance? How to get Personal Home Loan from Bajaj Finance?
Hello GUYS so how are you all I hope you all are doing well. So today we are going to talk about another new application named Bajaj Finance, how you can take a home loan from this and what is it. First of all let us tell you what is Bajaj Finance, Bajaj Finance is such a thing. There is an app through which you can apply for any type of loan and the home loan you get in this application, you can take a loan using Bajaj Finance this application as if you want to do any mobile finance. Through this application you can finance your mobile and buy mobile easily in very easy installments and low interest rate. If we talk about how we get personal loan from Bajaj Finance, then we will tell you about that too, so let's start with another new post and tell you how you get Personal Home Loan loan.
How to Download Bajaj Finance Application ?
To download the Bajaj Finance application, first you have to open your Google Play Store, after opening the Google Play Store, you have to type in the search bar, after typing in the search bar, you have to search the Bajaj Finance application. After doing that, you will see the install button, now you have to install the application by clicking on the stall, after installing you have to open the application, after opening the application, you have the option of sign up sign up To do this, your mobile number is asked, after entering the mobile number, you are given the option of OTP, you have to click on the OTP option, then an OTP comes on your registered mobile number, you have to login by entering the OTP also. After doing this, the option of M pin comes in front of you, which tea you can enter your M pin.
How to get Personal Home Loan from Bajaj Finance ?
To take a personal loan from Bajaj Finance, first of all it is very important for you to know what is a personal loan, so friends, I would like to tell you that personal loan is called personal loan, which a person takes for his personal work. Like, a person takes this loan to meet the needs of marriage expenses, medical emergency, house, etc. Personal loan is an unsecured loan, I mean to say that whenever you people from any bank or any invoice institution immediately If you take a personal loan, then the lending institution does not ask for any kind of security or guarantee, nor do you have to pledge anything of any kind. Bank's invitation institution has got you a loan on the basis of your CIBIL score, the higher the civil score, the better the chances of getting a good loan, you can take a loan of up to Rs 25 lakh under Bajaj Finance Personal Loan, this loan will help you. With no hidden charges and 100% view is given.
How to Apply for Bajaj Finance Loan ?
To apply for a Bajaj Finance loan, you have to provide very few documents, you can easily apply for this loan either online or offline, the interest rate under Bajaj Finance loan is your civil score, applicant Depends on age, company, income etc. If you want to apply for Bajaj Finance Home Loan then you can click on Bajaj Financier Home Loan and apply. When you become apoorva, you get it in just 24 hours and the loan amount is also transferred to your account within 24 hours
How much amount do I get in Bajaj Finance Personal Loan ?
If we talk about how much amount is available in Bajaj Finance personal loan, then I would like to tell you that in this you get instant personal loan up to Rs 25 lakh in Bajaj Finance loan amount depends on the applicant's CIBIL score and some other factors as good as The higher will be the civil score of the applicant, the more he gets the loan.
What is the interest rate in Bajaj Finance personal loan?
In the present time, the interest rate of Bajaj Finance loan has started from 13%, just as we should know about the home loan interest rate before taking a home loan, in the same way we should know about the interest rate of personal loan before taking a personal loan. Must be aware that if you do not have the correct information about the interest rate, then you may have to face a lot of problems at the time of loan repayment. There are two types of important interest rate under Bajaj Finance personal loan.
1. Fixed Interest Rate
2. Floating Interest Rate
1. So friends, as you would know that the interest rates under the fixed interest rate remain the same throughout the tenure of the loan and there is no change in the interest rate, in which the loan MIB remains stable.
2.So friends, under this interest rates keep going up and down. Adjustable or variable or floating interest rates are linked to the internal bench mark of the financial institute and neither will there be any change in these benchmarks, it will have any effect on the interest rate. put |
What are the documents required for Bajaj Finance loan ?
For Bajaj Finance Finance Loan, first you have to provide your KYC documents which require your Aadhar Card, Voter ID Card, Passport and PAN Card etc and your Employee ID Card, Last 2 Months Salary Slip, Your Bank Account Statement of 3 Months, during personal loan processing you may be asked for additional documents that you need to provide
How to apply for Bajaj Finance Personal Loan ?
So friends, now we will talk about how to take Bajaj Finance personal loan? In this you can take loan in two ways No. 1 Offline No. 2 Online in both ways you can apply for loan If you guys want to take Bajaj Finance personal loan offline then you can take loan by visiting your nearest office And if you want to take loan online, then you can apply online loan by visiting the online website of Bajaj Finance.
How to check Bajaj Finance personal loan status ?
If friends, you also want to check the status of Bajaj Finance personal loan, then first of all you have to follow some steps, first you have to go to the official website of Bajaj Finance people, after that you have to visit the website and submit your loan application. To check the status, an application status option comes, you have to click on it, after that you are asked to click on your case ID or file ID, after clicking, you have to enter your ID, all these steps After submitting, the option of click comes in front of you, after clicking on it, your Bajaj Finance personal loan status comes in front of you.
Bajaj Finance personal loan fee and how much is to be paid in case of bounce charges
If you talk about the fee on your Bajaj Finance personal loan, then processing fee is 4.13% of the loan amount plus tax is applicable and you may have to pay Rs 600 to 1200 rupees in case your installment bounces to repay the monthly installment MI. In case of delay, interest is applicable as a monthly penalty of 2% to 4% on those outstanding monthly installment EMIs. This interest is applied from the date of default till the monthly installment EMI is received.
conclusion:
So friends hope that you have liked this post on how to take a personal loan from our Bajaj Finance and you must have got to know a lot about personal loan and you must have also learned that how to get personal loan from Bajaj Finance. How to apply and what documents are required for KYC in this, if you liked this post, then share our post as much as possible and always stay connected with us on our blogger and good post Don't forget to share our blogger page on your WhatsApp Instagram and Telegram group to know because we keep bringing lots of posts related to loan, personal loan and home loan and provide good information to you guys. If you liked my post, then let's meet friends in the next post, till then share our post as much as possible.
